Are you still waiting on approval of an insurance claim? If so, Bloomington personal injury attorneys warn that you may be the victim of tricks by your insurance adjuster.

Bloomington personal injury attorneys know that insurance adjusters may use one of the following tricks to delay your claim as long as possible:

• Wait it Out
• Low-Ball
• Call Your Bluff

Wait it Out

Insurance companies are in no rush to pay out claims. A Bloomington personal injury attorney knows that the longer they wait, the more interest they earn on the money they already have. Insurance companies make the bulk of their money not by insurance policy, but the investment they make on the money you have. The longer they keep your money, the more money they make.

Low-Ball

Another way insurance companies save money, and make money, is by under-evaluating claims. This may not always be deliberate; adjusters may be missing information that is important to your case, or be ignorant of certain aspects of the case. They also may believe your attorney is over-evaluating your claim and need to counter.

Call Your Bluff

Sometimes adjusters will give an ultimatum, saying their offer is final and if you disagree, you should file suit. Adjusters are happy to do so for a number of reasons:

• They are tired of arguing with your attorney
• Your file transfers to a defense attorney or separate litigation unit, which reduces the workload of the adjuster

Any adjuster is happy to reduce their caseload, and whether you choose to settle or pursue a lawsuit, they can then remove the claim from their list.

For more information regarding the tricks insurance adjusters use to get you to settle for less than you think you deserve, contact Bloomington personal injury attorneys McCarthy Rowden & Baker at 800-373-6050.