A Bloomington Wrongful Death Attorney Explains Claims Representative Tactics

Insurance company claims representatives will negotiate a settlement with your Bloomington wrongful death attorney. There are certain tactics used to try to lower the value of your claim and get you to accept a low settlement offer.

If You’ve Had a Claim Before

Be wary if you have had insurance claims in the past. The claims adjuster will be particularly interested in those that were dragged out and ended with a large portion of your settlement going to your attorney—or went to trial and ended with a verdict for the defense. The claims representative will have access to this information, and will use it to convince you not to hire a Bloomington wrongful death attorney and accept a lower settlement to save yourself the time and stress of a prolonged claim.

If Consequential Damages Arise

If the accident was not the direct cause of all damages, the claims adjuster may try to argue that you were at fault for these damages and therefore are not entitled to compensation for them. He may accuse you of failing to provide necessary documentation to move forward with the claim, even if you have done so and even though it is the insurance company’s job to complete the investigation. Your Bloomington wrongful death attorney will tell you to look out for claims representatives accusing you of failing to mitigate any subsequent damages as reason for nonpayment as well.

If Your Premiums Will Rise

Bloomington wrongful death lawyers are aware of the fact that claims adjusters may say that your rates will go up if your claim is settled for too high an amount.

The Benefit of Hiring a Bloomington Wrongful Death Lawyer

A knowledgeable and experienced Bloomington wrongful death attorney will be able to negotiate a fair claim in the face of insurance company lowballing tactics. To get started, call McCarthy Rowden & Baker today at 800-373-6050.