Any Taylorville personal injury attorney can tell you that the prospects of your case succeeding depend heavily on the type of insurance company you are dealing with. Larger national carriers that advertise frequently tend to be extremely conservative when it comes to paying out claims. Smaller carries that are not as frequently seen on TV are more likely to work with you and your Taylorville personal injury attorney toward a reasonable settlement. These types of carriers like to resolve things out of court with mediation and are more open to the arguments of the plaintiff.
Understand How Adjusters Think
An experienced Taylorville personal injury lawyer knows that these adjusters work and think differently than the adjusters for large national carriers. If your Taylorville personal injury attorney does not properly understand the differences between them, he or she might misinterpret the way the adjuster operates and how the adjuster is trying to negotiate. Where the adjuster is genuinely trying to reach a settlement, an inexperienced attorney might think they are playing hardball.
One Good Example
Here is an experience that happened to one prominent Taylorville personal injury lawyer. The case had been ongoing for several months, and the adjuster sent a demand package to the adjuster. After 30 days, the Taylorville personal injury attorney had not received any reply, so he sent a letter. After another 30 days without a reply, the attorney tried to call the insurance adjuster’s office but was unable to get a hold of her. When that did not work, the Taylorville personal injury attorney decided to file a lawsuit but left a note saying he was still open to settlement negotiations.
The adjuster finally called the Taylorville personal injury lawyer back and apologized. The two had a conversation about their philosophies of dealing with personal injury cases, and the adjuster gave a reasonable settlement offer on all the cases that she had been assigned with that attorney. Although she was late in her communication, she was willing to work with the Taylorville personal injury attorney to settle the cases for reasonable amounts instead of insisting on litigation.
Make sure you understand the insurance company you are dealing with. To find out more, consult a Taylorville personal injury attorney. Call McCarthy, Rowden and Baker at 800-373-6050.
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