Stalling Tactics the Claims Representative Might Use to Delay Your Claim

A Macon County personal injury attorney can advise you regarding common insurer stalling tactics to be on guard against.

Forcing You Into Arbitration

Forced arbitration without reasonable cause is a strategy used to increase the cost of your claim and provide the claims representative with more time to continue negotiating a settlement for a lower amount.

Manipulating the Case to Run Up Against the Statute of Limitations

Your Macon County personal injury lawyer will be well aware of the statute of limitations for your case. The claims representative might still try to let the statute of limitations run without informing you that steps must be taken in the interest of protecting the case. If you return to try to continue negotiations following the run of the statute of limitations, the claims representative can deny the claim.

Most jurisdictions require that the insurer inform the claimant of the statute of limitations. If the insurer has not given proper notice, the statute of limitations will be suspended. As your Macon County personal injury attorney will tell you, in most states, the insurance company is legally required to provide accurate information to claimants regarding the statute of limitations.

Fabricated Denial

Another strategy the claims representative might use is called a fabricated denial, informing you that there is no claim, even if the representative is aware that: you actually have a claim, or you may have a claim and the claim should, at a minimum, be compromised. It is a method used to scare you because—as long as the statement isn’t in writing—it’s difficult to prove that it happened. Your Macon County personal injury attorney will know how to handle it by reporting the incident to the adjuster’s superiors.

Contact a Macon County Personal Injury Lawyer

If you or a loved one were injured in an accident and are seeking compensation, it is important to speak to an experienced Macon County personal injury attorney who can educate you regarding these insurer stalling tactics and help you combat them. Contact McCarthy Rowden & Baker at 800-373-6050 to discuss your case today.