Your Charleston personal injury attorneys will take you through the process of what will happen if no settlement is reached.

Understanding What To Do If The Insurance Company Does Not Offer A Reasonable Settlement

It is possible that the insurance company and your attorney will not be able to come to an agreement as to the value of the case and it will be necessary to move forward with a lawsuit. In general, a lawsuit will be brought against the individual, individuals, or company who caused you to be injured. The case is not filed against the insurance company except in instances in which the person was a motorist who was not insured or did not have sufficient insurance. Your attorney might advise you to wait a certain amount of time prior to proceeding with a lawsuit. This will give the insurance company time to reconsider the amount they deem the claim to be worth and to make an acceptable offer. If there is a significant gap, a lawsuit is often required.

Factors That Spur A Lawsuit

A case might not settle because the insurance company:

1. Thinks that you and your attorney are asking for too much.
2. Denies liability or believes that you or another party is in some way responsible for the injuries.
3. Follows a policy that they would rather defend a lawsuit than pay a settlement.
4. Is stalling and hoping your attorney will lower the settlement request.
5. Does not think you were injured or were as injured as severely as you say and wants you to prove it in court.

Contact Experienced Charleston Personal Injury Attorneys

If you need assistance with understanding settlements, call 1-800-373-6050 to speak to Charleston personal injury lawyers at McCarthy Rowden & Baker.